'' a Life without a defensive truth is prone to total destruction, INSURANCE is that defensive truth'' are you insured ? '' - Daniel O. Ainasu (A philosophy student of the University of Lagos)
It is common among Africans who are so religious to say ''God is my insurance or one who will die will die or no damage can be stopped'' well, in the real sense these damages can not be stopped but of course but there are ways round it, and if God is 100% our insurance then men dont need to add work with prayers and if one who will die will die, what about those who the dead will leave behind? the children of the deceased, we have many who are living dead today because such people parents or guardians didn't consider insurance if in any way they heard about it in their lifetime.
true or true ?
Why do we need insurance?
Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there’s a claim.Insurance helps you:Own a home, because mortgage lenders need to know your home is protected
Drive vehicles, because few people could afford the repairs, health care costs and legal expenses associated with collisions and injuries without coverage
Maintain your current standard of living if you become disabled or have a critical illness
Cover health care costs like prescription drugs, dental care, vision care and other health-related items
Provide for your family in the event of a death
Run a small business or family farm by managing the risks of ownership
Take vacations without worrying about flight cancellations or other potential issues
check out: https://collegegist247.blogspot.com/2018/07/life-insurance-why-do-you-need-it-10.html
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